A new year, a new beginning

By Bryan Golden

The New Year is a time of resolutions. It's a time when people commit to making a change in their life. Losing weight, changing jobs, saving money, making money, a new relationship, getting in shape, going back to school, or giving up smoking, are just some of the goals people set for themselves on Jan. 1st.

Almost 90 percent of Americans will make at least one New Year's resolution.

Less than 20 percent will succeed in accomplishing even one.

Whatever your resolutions, here are some specific strategies to help you succeed. First and foremost is to take the first step, which is...